Smart ID · eIDAS 2.0 · Singpass
One wallet. Two regulatory worlds.
The XiD Smart ID Wallet is the same surface for a German engineer signing a Brussels filing and a Singapore director approving a board resolution. Person ↔ company profile switching. Liveness-tiered step-up. MCP-native — so AI agents can act on your behalf, with x402 billing capped at the cents you allow.
Identity model
Six entities, one signing surface.
Person
Individual identity
Anchored to a verifiable credential (passport, eID, NRIC). One person, one wallet, many profiles.
Organization
Companies & DAOs
From a German GmbH to a Singapore Pte. Ltd. to a Liechtenstein foundation — all governed via mandates.
Profile
Active context
Switch between personal and the directorships you control with /context/switch — every action is scoped to the active profile.
Mandate
Authority graph
Who can sign for whom, up to which amount, in which jurisdiction — encoded as policy, not paperwork.
Wallet
Custody surface
An EVM-compatible wallet that holds your credentials and signs your actions. Hardware-backed where it matters.
Credential
Verifiable credentials
Passport, tax ID, professional licence, KYC bundle — all W3C VC-compatible, all liveness-bound.
Risk-tiered authentication
Frictionless when you can be, paranoid when you must be.
Tier 0
Read
Public read-only data. No auth needed. Your dashboard balance can be checked by an agent without a signature.
Tier 1
Session
Short-lived session token. Good for browsing your filings, viewing notifications, drafting documents.
Tier 2
Wallet signature
Signs a structured payload with your wallet. Used for low-stakes actions like consent updates.
Tier 3
Wallet + Liveness + Strong auth
Required for voting, board resolutions, high-value transfers, regulator filings. Liveness check + WebAuthn + wallet sig.
For AI agents
MCP-native x402-billable.
MCP gateway
/mcp/execute
Any MCP-compatible agent can call /mcp/execute with a wallet-signed payload. We route to the right member-state system or commercial API.
x402 billing
Pay per call
Pre-authorize a budget per agent. We settle in real time over x402. Your hard cap is enforced at the gateway, not after the fact.
Audit trail
Every action signed
Every action your agent takes is signed by your wallet under your active profile, with a timestamp and a delegation chain — replayable in court.
Pilot programmes open
Get on the xid.eu and xid.sg pilot list.
We're onboarding regulated entities (banks, fund administrators, corporate service providers) and AI agent platforms. Tell us your use case.